SECURITY TIPS

  • Carry only necessary identification. Do not carry your Social Security card with you.
  • Make copies of all the information that you carry daily, such as credit or debit cards, driver’s license, and insurance Cards, and keep the copies in a secure place.
  • Be cautious when providing your Social Security number. Verify every time you provide it whether it is needed for the application or transaction.
  • Be cautious of telephone and door-to-door solicitations.
  • Never provides personal information unless you have initiated the contact and have confirmed the business or person’s identity.
  • Confirm the validity of all requests for sensitive personal, financial, or account information, particularly if they are mad e with an urgent or threatening tone.
  • Opt out of all pre-approved credit card offers.
  • Don’t leave personal information in your car. It’s even more valuable than your stereo sound system.
  • Shred unnecessary financial documents immediately. Discard unused instant credit offers, ensuring that they are properly shredded.
  • Eliminate as much paper as possible, and be cautious with the paper you receive.
  • Take step is to reduce the amount of mail you receive that display personal information.
  • Collect your mail promptly. Use U .S. Postal Service mailboxes for outgoing mail when possible.
  • Monitor all of your banking and credit card accounts regularly.
  • Check your credit report annually. You can order a free credit report once a year from each of the three major credit bureaus at Annual Credit Report Request Service: www.annualcreditreport.com. For a fee you can obtain a copy at any time directly from the credit bureaus.
  • Check these resources for more information identity theft and your credit report:

PERSONAL COMPUTER USAGE

  • Use a current web browser. Newer browsers are being deployed with your security in mind.
  • Install all security updates offered by your software provider(s).
  • Install a personal firewall on your computer.
  • Protect your computer against viruses and spy ware by using anti spyware, anti-virus software, and turn on automatic upgrades.
  • Scan your computer regularly for both spyware and viruses.
  • Void downloading programs from unknown sources. Some sources m ay has hidden forms of spyware or viruses that could comprise the security of your computer.
  • You can verify secure sites by “double-clicking” on the padlock icon located at the bottom of your browser application and reading the site information in the box that appears.
  • Activate a pop-up blocker.
  • Leave suspicious sites. If a Web site does not appear to be what you expected it to be, leave immediately.
  • When your computer is not in use, shut it down or disconnect it from the Internet.
  • Be vigilant in your online activities. Always keep in mind that forging emails and creating fraudulent Web sites are not difficult.
  • Confirm the validity of all requests for sensitive personal, financial, or account information, particularly if they are mad e with an urgent or threatening tone.
  • Read and familiarize yourself with the Privacy Policies and legal disclosures of software providers.
  • Always sign off from your Online Banking session.

EMAIL

  • DO NOT include, in any email, confidential personal information such as your Social Security number, date of birth, place of birth, mother’s maiden name, driver’s license number, or confidential account information such as your account number, credit card number, debit card number, loan number, user code, PIN , or password.
  • Question suspicious emails. New Omni Bank, N .A . Will never send you an email asking for your personal information, online access ID or password.
  • If you receive an email that appears to be suspicious, do not reply to it or click on the link it pro vides. Simply delete it.
  • If you think you may have provided personal or account information in response to a fraudulent email or Web site, report the fraud immediately, change your passwords, monitor your
  • account activities frequently, and close your account and op en a new one.
  • A void clicking on links provided in emails. It is always better to type the Web address into your browser.
  • Open email attachments only if you know the sender. It is best to scan attachments with your anti-virus software prior to opening.
  • Most computer files have filename extensions, such as “.do c” for documents or “.jpg” for images. Any file that appears to have a double extension, like “heythere.doc.pif” is extremely likely to be a danger us file and should never be opened.
  • Never open email attachment that have file endings of .exe, .pif, or .vbs. These are file extensions for executable les, and are commonly dangerous files.
  • Be careful and selective before providing your email ad dress to a questionable Web site. Sharing your email ad dress makes you more likely to receive fraudulent emails.
  • Confirm the validity of all requests for sensitive personal, financial, or account information, particularly if they are mad e with an urgent or threatening tone.
  • Confirm requests for personal or account information by going to the company’s Web site directly. Open a new browser window, type the Web address, and check to see if you must actually perform any activity that an email may be asking you to do, such as change a password.

PASSWORD & PIN

  • Choose password and personal identification numbers (PINs) that are difficult for others to guess (such as acombination of numeric, alpha, and special characters).
  • Use a different password for each of your online accounts.
  • Do not share your ID s, passwords, or PINs with anyone.
  • Change your password often.
  • Try not to use personal information in your passwords or PINs. Passwords that contain information such as your name, date of birth, or telephone number are not as secure as those with a combination of randomly selected characters.

CHECKING & SAVINGS ACCOUNT

  • Have paychecks and other recurring credits deposited directly to your account with no more worrying about lost or stolen checks.
  • Never has your Social Security number, driver’s license number, or telephone number printed on your checks.
  • Protect yourself against fraud by using checks printed on paper with special security features.
  • Store new and cancelled checks securely.
  • Report lost or stolen checks immediately. Close the account and op en a new one.
  • Be aware of the check numbers that you are using. By using these numbers in sequence you can more easily recognize potential identity fraud.
  • Review your account statement promptly upon receipt for correctness.